Produktmanager/in Mortgages

As a (Digital) Product Manager Mortgages at Stater, you are the driving force behind developing and improving our mortgage products for the German market. You design smart, digital-first processes, from client onboarding to loan payout - and ensure our solutions meet regulatory, strategic, and operational requirements. You work at the intersection of business, compliance, and technology, collaborating closely with clients and internal teams to deliver high-quality, innovative services.

• As Productmanager Mortgages, you lead the development of digital mortgage products from concept to implementation. Your focus: smart, fully automated (STP) solutions that get it right the first time. You ensure our products meet customer needs, comply with regulations, and deliver business value.
• A selection of your responsibilities:
• Lead the full product lifecycle: from concept and requirements to implementation and optimization.
• Improve mortgage processes using STP (Straight-Through Processing) and first-time right principles.
• Gather and translate customer and market needs into clear product features and enhancements.
• Ensure all products meet regulatory standards and align with Stater's strategic vision.
• Build strong internal and external relationships and support decisions with business cases.
• Monitor trends and identify new opportunities for innovation.

• You have a strong analytical mindset, financial sector experience (especially in real estate or lending), and the skills to turn expertise into impact.
• You’re comfortable navigating complexity, driving change, and working with stakeholders at all levels.
• Your qualifications and skills include: Solid analytical and financial experiencewithin the field of Mortgages
• A minimum of 8 years’ experience as Product Manager or SME (subject matter expert).
• Strong knowledge of financial regulations and compliance standards.
• Expertise in designing Straight-Through Processing (STP) solutions.
• Experience with agile methodologies such as Scrum or Kanban;.
• Clear communicator who builds trust and alignment across teams and partners.
• Beyond expertise – your mindset matters:
• Critical Thinking & Problem-Solving: you assess complex issues from multiple angles and develop well-reasoned, effective solutions.
• Adaptability & Flexibility: you stay composed and resourceful when priorities shift or new challenges arise.
• Leadership & Initiative: you drive ideas forward, take ownership of projects, and motivate others through collaboration.
• Collaboration & Teamwork: you thrive in multidisciplinary teams and build productive relationships across all levels of the organization.
• Attention to Detail: you maintain high standards in execution while keeping sight of overarching business goals.
• Time Management: y ou effectively prioritize tasks and consistently meet deadlines in a dynamic environment.